Expand your business operations with assurance

Risk Theory was founded with a bold vision: to build a collection of independently operated brands, each focused on solving complex problems in niche areas of insurance and risk management. By recruiting top talent and empowering them with autonomy, technology, and shared analytics, Risk Theory challenges conventional models—breaking apart traditional insurance processes to rebuild smarter, more agile solutions.

One of those challenges emerged from the automotive sector, where Risk Point—one of Risk Theory’s operating companies—identified a growing threat through their underwriting data: over $50 million in auto-transport theft claims in just the past 12 months. Fraudulent brokers, fake dispatch sites, and impersonation schemes were infiltrating the transport chain—often before vehicles ever reached dealership lots or customers.

Recognizing the urgent need for a safer, smarter, and more consistent way to move inventory, Risk Point developed the concept for Dealer Transit. This logistics concierge solution is designed specifically for their Dealer Open Lot clients, combining proactive service with secure, tech-enabled transport—powered by RunBuggy and backed by Risk Point’s dealer open lot policies.

Dealer Transit operates as an independent company under the Risk Theory Holdings umbrella, working alongside Risk Point to deliver seamless protection. It’s more than a logistics service—it’s a reflection of Risk Theory’s commitment to innovation, protection, and operational excellence, delivering peace of mind to dealers while transforming how vehicles move across the country.